Abu Dhabi Commercial Bank (ADCB) offers a range of credit cards and personal finance options to meet diverse needs of residents in the United Arab Emirates. ADCB's credit cards are known for their user-friendliness, security features, and loyalty rewards, giving customers a hassle-free and rewarding banking experience.
Abu Dhabi Commercial Bank (ADCB) offers a range of credit cards and personal finance options to meet diverse needs of residents in the United Arab Emirates. ADCB's credit cards are known for their user-friendliness, security features, and loyalty rewards, giving customers a hassle-free and rewarding banking experience.
OTHER KEY BENEFITS
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Non AED Transaction Fee
Cash Advance Fee
3.15 % / or AED 105
Welcome bonus of AED 365 is subject to a minimum spend of AED 5,000 within the first 45 days. Welcome bonus will be credited as cashback within 90 days of card issuance, upon meeting the spend eligibility criteria.
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Earn LuluPoints
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Earn LuluPoints
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Enjoy a Welcome Bonus of AED 500 as talabat credit when you sign up for the card.
Earn talabat credit every time you spend using the card as per below:
OTHER KEY BENEFITS
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Non AED Transaction Fee
Cash Advance Fee
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Earn Touchpoints
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month
Earn Touchpoints
Things To Be Aware Of
OTHER KEY BENEFITS
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Non AED Transaction Fee
Cash Advance Fee
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Complimentary Stay Voucher
The “Complimentary Voucher” is a voucher that entitles the Cardholder to a complimentary night stay at a hotel of the Cardholder’s choice amongst the available hotels booked through Hotels.com at www.hotels.com, using the Card.
Anniversary Voucher is only available to the Qualifying Cardholders
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
OTHER KEY BENEFITS
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on Abu Dhabi Commercial Bank (ADCB) site
Non AED Transaction Fee
Cash Advance Fee
3.15 % / pr AED 105
Enjoy a welcome bonus Up to 50,000 Reward points, equal to €1,000 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Infinite Credit Card. You will receive up to 50,000 Reward points from ALL when you apply and use your ALL - ADCB Infinite Credit Card.
Earn points everyday
Up to 3 Reward points per $1 spent at participating Accor hotels in the UAE and on your other spends
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Infinite Credit Card.
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
OTHER KEY BENEFITS
TOP REASONS TO CHOOSE
Non AED Transaction Fee
Cash Advance Fee
Up to 25,000 Reward points, equal to €500 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Signature Credit Card. You will receive up to 25,000 Reward points from ALL when you apply and use your ALL - ADCB Signature Credit Card.
Earn up to 2 Reward points from ALL for every USD1 spent*
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Signature Credit Card.
Earn up to 1 Reward point from ALL on domestic spend
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
In 1985, ADCB Group is a leading UAE banking group that provides over 1 million customers with a full suite of products and services, spanning Consumer Banking, Wholesale Banking, Treasury & Investments and Property Management.
With a full-year pro forma net profit of AED 5.244 billion, the group delivered a double- digit return on average tangible equity of 11.2% and a dividend pay-out equivalent to 50% of pro forma net profit. The year began by merging with Union National Bank and together, the combined entity acquired Al Hilal Bank, which has allowed them to build an even stronger Islamic banking franchise in the UAE.
The bank provides customers with more support through a range of products and services, helps businesses to thrive, invests more in its people and technology, and is consistently delivering stronger returns to its investors.
ADCB offers a host of services customized to meet daily and long-term needs or UAE customers-
ADCB offers a wide range of credit cards to Dubai, UAE customers . These cards cater to customers who are keen in using cashback, reward points and travel credit cards. . They have popular co brand cards with Etihad airlines. Explore our Top 10 ADCB credit cards.
Tailored to enrich your lifestyle, ADCB Credit Cards open the doors to a host of complimentary offers that blend luxury, comfort, and convenience. As of April 2024, let us delve into the myriad of complimentary benefits that ADCB Credit Card customers can enjoy.
Traveling in style and comfort becomes a reality with ADCB credit cards, which offer a variety of complimentary travel features to cardholders in the UAE. Whether you are hailing a ride to the airport or relaxing in an exclusive lounge, ADCB has you covered. Below, we explore these features, organized by category for your convenience.
Unwind Before You Fly: ADCB cards offer a serene lounge experience.
ADCB Traveler Credit Card: Unlimited access to over 1,200 lounges globally.
ADCB Etihad Guest Range (Infinite, Signature, Platinum): Enjoy lounge luxury in more than 1,000 airports worldwide. Infinite and Signature include guest access.
ADCB Betaqti Credit Card: Over 1,200 lounge visits await you and your supplementary cardholders, with a bonus guest per visit.
ADCB LuLu Platinum and Titanium Credit Cards: Access more than 20 and 10 lounges worldwide, respectively.
ADCB TouchPoints Infinite and Platinum Credit Cards: Revel in premium lounge access in over 850 and 20+ locations globally.
Travel to the Airport with Ease:
ADCB Traveler Credit Card: Two free airport rides per year with Careem.
ADCB Betaqti Credit Card: Six complimentary airport rides per year via Careem, with a discount on additional rides.
ADCB LuLu Platinum and Titanium Credit Cards: Enjoy discounted Careem rides, making airport transfers more affordable.
Elevate Your Air Travel:
ADCB Etihad Guest Infinite Credit Card: Fasttrack to Etihad Guest Gold Tier with benefits like complimentary class upgrade vouchers.
ADCB Etihad Guest Signature Credit Card: Attain Etihad Guest Silver Tier faster and enjoy up to wo complimentary class upgrade vouchers.
ADCB TouchPoints Platinum Credit Card: Enjoy discounts on travel bookings through Cleartrip, enhancing your airfare and hotel stays.
Make Each Journey More Rewarding:
ADCB Etihad Guest Infinite Credit Card: Besides lounge access, upgrade your tier status and enjoy complimentary class upgrades with Etihad Airways.
ADCB Betaqti Credit Card: Skip the queue with three complimentary fast track services yearly via the Mastercard Travel Pass app.
ADCB credit cards offer a range of options tailored to the traveling needs of UAE residents. Whether you prioritize lounge access, ease of airport transfers, or airline rewards, there is an ADCB card designed to enhance your travel experience. With comprehensive coverage and detailed attention to the nuances of travel, ADCB ensures that your journeys are as rewarding as they are comfortable.
(Note: The availability of offers and features is subject to ADCB's terms and conditions and may vary by credit card and period.)
ACDB's credit cards are a gateway to a plethora of lifestyle offerings for residents of the UAE. Each card opens a new horizon of luxurious possibilities, from golf courses to cinemas, ensuring that cardholders can indulge in their favorite activities with ease and comfort. Let us explore these lifestyle offers, categorized by the indulgences they facilitate.
ADCB Etihad Guest Infinite, Signature, and ALL ADCB Infinite Credit Cards: These cards offer complimentary golf access all year round at some of the most prestigious clubs in the UAE, including The Track at Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club. Note the upcoming redevelopment of Meydan Golf Club starting January 2024 which may affect availability.
Cinematic Experiences: Movies and More
ADCB 365 Cashback and Touchpoints’ Range of Credit Cards: Movie buffs can enjoy offers at VOX Cinemas like buy one get one free ticket and discounts on select meals. This ensures that every film screening is paired with delectable treats, elevating the standard cinema experience to one of plush comfort.
ADCB LuLu Platinum Credit Card: Holders of this card are not left out of the cinematic fun, with offers extending to REEL Cinemas where the magic of the silver screen comes alive with ticket deals and concessions discounts.
ADCB TouchPoints Infinite and ALL ADCB Infinite Credit Cards: Offer not just plush airport lounge access but also exclusive benefits at luxury hotels and resorts. Enjoy room upgrades, complimentary Wi-Fi, daily breakfast, and late checkout to extend that holiday feeling a little longer.
Betaqti Credit Card: With this card, fitness centers across the UAE are readily accessible, offering comprehensive services like group classes, Wi-Fi, and more to keep you at the peak of health.
While not related to the categories above, it is worth noting that ADCB credit cards also include valet services to add a layer of ease to your shopping and dining experiences.
Talabat Offers: Foodies can delight in up to 20% off on Talabat orders, making dining in or trying new restaurants more appealing. Whether it is a quick bite or a lavish feast, ADCB cards enhance every meal with a discount.
ADCB LuLu Titanium Credit Card and TouchPoints Range: These cards offer a smorgasbord of offers across the Middle East & Africa, spanning fine dining to casual eateries, ensuring a delectable dining experience each time.
The ADCB credit card lifestyle ecosystem is thoughtfully designed to cater to various aspects of life in the UAE. With these cards, you are not just making payments; you are unlocking a world of experiences that transform every transaction into an opportunity for pleasure and leisure. Whether you are teeing off on the green, enjoying a blockbuster, booking a weekend getaway, rejuvenating at a spa, or savoring a gourmet meal, ADCB credit cards turn your lifestyle aspirations into reality.
(Note: The availability of offers and features is subject to ADCB's terms and conditions and may vary by credit card.)
Traveling with peace of mind is an invaluable part of any journey, and ADCB Credit Cards come with robust protection features to ensure just that. The ADCB Traveler Credit Card, for instance, provides comprehensive travel insurance covering personal accidents and medical emergencies up to USD 500,000, as well as baggage loss and trip delays. These features guarantee that unexpected incidents don’t derail your travel plans.
The ADCB Etihad Guest Infinite and Signature Credit Cards take it a step further by adding exclusive perks such as evacuation and repatriation expenses, ensuring you're cared for in any emergency. Baggage delays, loss of personal belongings, and trip cancellations are also covered, providing a broad safety net as you traverse the globe.
ADCB Cards are enticing not only for their travel protection but also for their lucrative joining offers. The talabat ADCB Credit Card welcomes new members with AED 500 worth of Talabat credit after a minimum spend, while the ADCB Traveler Credit Card offers a welcome voucher redeemable for hotel stays.
For those who opt for the high-tier ADCB Etihad Guest Infinite Credit Card, an attractive introductory bonus of reward points is available, setting the tone for a rewarding credit card experience right from the start.
Whether you're an avid traveler, a movie enthusiast, or a dining connoisseur, ADCB Credit Cards provide protection and welcome offers that cater to all aspects of your lifestyle. With these cards, your travels and experiences come with an added layer of security and a touch of luxury from the get-go.
| Popular Cards from ADCB | Income Eligibility | Annual Fee | Interest / Profit Rate |
|---|---|---|---|
| ADCB 365 Cashback Credit Card | AED 8,000 | AED 383 | 3.69 |
| ADCB Etihad Guest Above Classic Credit Card | AED 5,000 | AED 0 | 3.25% |
| ADCB Etihad Guest Above Gold Credit Card | AED 8,000 | AED 0 | 3.25% |
| ADCB Etihad Guest Infinite Credit Card | AED 40,000 | AED 2625 | 3.25% |
| ADCB Etihad Guest Platinum Credit Card | AED 15,000 | AED 525 | 3.25% |
| ADCB Etihad Guest Signature Credit Card | AED 20,000 | AED 1050 | 3.25% |
| ADCB Lulu Platinum Credit Card | AED 15,000 | AED 0 | 3.25% |
| ADCB Lulu Titanium Credit Card | AED 5,000 | AED 0 | 3.25% |
| ADCB Talabat ADCB Credit Card | AED 5,000 | AED 0 | 3.69% |
| ADCB Touchpoints Gold Credit Card | AED 5,000 | AED 0 | 3.25% |
| ADCB TouchPoints Infinite Credit Card | AED 40,000 | AED 0 | 3.25% |
| ADCB TouchPoints Platinum Credit Card | AED 15,000 | AED 0 | 3.25% |
| ADCB Touchpoints Titanium Credit Card | AED 5,000 | AED 0 | 3.25% |
| ADCB Traveller Credit Card | AED 20,000 | AED 1050 | 3.25% |
| ALL- ADCB Infinite Credit Card | AED 40,000 | AED 1575 | 3.25 |
| ALL- ADCB Signature Credit Card | AED 15,000 | AED 1050 | 3.25 |
